The API to authorize, limit, and settle autonomous AI spend.

import { Axis } from "useaxis";

// Initialize the Axis client with your scoped wallet API key
const axis = new Axis({
  apiKey: process.env.AXIS_API_KEY!, // ax_live_...
});

// Authorize agent spend in < 20ms
const decision = await axis.paymentIntent.create({
  amount: 45000,                      // ₦45,000.00
  merchantName: "vercel.com",         // Vendor domain
  recipientAccountNo: "0123456789",   // NIP account number
  recipientBankCode: "058",          // CBN bank code (GTBank)
  reason: "Monthly serverless edge deployment",
});

if (decision.status === "approved") {
  console.log("Settlement Ref:", decision.settlement.reference);
} else {
  console.error("Blocked by policy:", decision.blockedReason);
}

import { tool } from "ai";
import { z } from "zod";
import { Axis } from "useaxis";

const axis = new Axis({ apiKey: process.env.AXIS_API_KEY! });

// Expose spending tool to OpenAI, Claude, or Gemini agents
export const axisPayTool = tool({
  description: "Authorize and execute an autonomous payment for software, hosting, or services.",
  parameters: z.object({
    amount: z.number().describe("Spend amount in Naira (e.g. 15000)"),
    merchantName: z.string().describe("Target vendor domain (e.g. vercel.com, aws.amazon.com)"),
    recipientAccountNo: z.string().describe("10-digit NIP destination bank account"),
    bankName: z.string().optional().describe("Bank name or alias (e.g. GTBank, Zenith)"),
    reason: z.string().describe("Justification prompt for this expenditure"),
  }),
  execute: async ({ amount, merchantName, recipientAccountNo, bankName, reason }) => {
    return await axis.paymentIntent.create({
      amount,
      merchantName,
      recipientAccountNo,
      reason,
    });
  },
});